Credit Analyst Required in Switzerland

Skills Provision is searching for a Credit Analyst for a prominent company in Zurich.

The employing company is looking for someone who can bring true value to their organisation.

Position: Permanent

Salary & Benefits

• 110,000 Fr p/a
• Comprehensive benefits package available

The Role

• Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
• Prepare reports that include the degree of risk involved in extending credit or lending money.
• Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
• Confer with credit associations and other business representatives to exchange credit information.
• Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan credit controller and CFO for approval.
• Generate financial ratios, using computer programs, to evaluate customers’ financial status.
• Review individual or commercial customer files to identify and select delinquent accounts for collection.
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
• Consult with customers to resolve complaints and verify financial and credit transactions.
• Analyse financial data such as income growth, quality of management, and market share to determine expected profitability of loans.

Requirements

• Degree in Accounting/Finance.
• Minimum of 3 years’ experience as a finance professional that is directly related to the duties and responsibilities specified.
• Financial analysis credentials
• Principles, processes, and standards for financial analysis and reporting.
• Receivable accounting, reporting principles, methods, techniques, and standards.
• Good business practices and procedures.
• Good interpersonal and communication skills and the ability to work effectively with a wide range of constituencies in a diverse community.
• Ability to compile, analyse, interpret, and present annual financial reports, statements, and/or projections.
• Database management skills.
• Ability to provide technical guidance to department managers in the area of expertise.
• Records maintenance skills.
• Ability to communicate effectively, both orally and in writing (English).
• Ability to make evaluative judgments
• Organisational Commitment & Accountability